Finance and Insurance
The FTC and CFPB have shut down dozens of student loan companies. Yours could be next.
Student loan servicers and relief companies face intense CFPB and FTC scrutiny. We review for scam indicators, government affiliation claims, and borrower disclosure requirements.
What regulators look for on student loan services websites
Upfront fees for loan modification (FTC Telemarketing Sales Rule violation)
Language implying government affiliation
Missing borrower rights disclosures (CFPB Regulation)
Not distinguishing federal vs. private loan services
Who regulates student loan services websites
We review your website against requirements from each of these regulatory bodies. This is an informational review, not legal advice. Consult with your attorney for guidance specific to your situation.
What we check
Common questions about student loan services websites
Can I charge upfront fees for student loan help?
No. The FTC Telemarketing Sales Rule prohibits advance fees for debt relief services, including student loan modification. Borrowers can access all federal programs for free at studentaid.gov.
Can I use government-like branding?
Absolutely not. Using government seals, eagle imagery, or ".gov-like" domain names to imply government affiliation is a federal crime under 18 U.S.C. 709 and 1017. The DOE and FTC actively target this.
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