Specialty and Niche
TILA, state pawnbroker licensing, and stolen property laws. Pawn shops are heavily regulated.
State pawnbroker licensing, TILA disclosure requirements for pawn loans, and transaction reporting requirements apply to pawn shop websites.
What regulators look for on pawn shops websites
Missing pawnbroker license number
APR and loan terms not clearly disclosed
No stolen property policy visible
Firearms sales without FFL information (if applicable)
Who regulates pawn shops websites
We review your website against requirements from each of these regulatory bodies. This is an informational review, not legal advice. Consult with your attorney for guidance specific to your situation.
Source regulations
What we check
Common questions about pawn shops websites
Does my pawn shop website need to show our license?
Most states require pawnbroker licenses to be displayed. Your website should include your license number, issuing authority, and any relevant bond information required by your state.
What loan disclosure does my pawn website need?
Pawn loans are subject to Truth in Lending Act (TILA) requirements. Your website should clearly disclose interest rates, fees, redemption periods, and what happens to unredeemed items. APR disclosure is required.
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