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NMLS, TILA, ECOA, and state licensing. Mortgage websites carry serious regulatory weight.

Mortgage advertising is one of the most heavily regulated spaces online. We review against federal and state requirements.

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What regulators look for on mortgage lenders websites

Missing NMLS number or Equal Housing logo

Rate advertising without required APR disclosures

Triggering terms without full disclosure statements

Non-compliant pre-qualification language

Who regulates mortgage lenders websites

CFPB
NMLS
TILA
ECOA
State Banking Departments
Active enforcement: The CFPB regularly fines mortgage companies for deceptive advertising on websites, including misleading rate claims and missing required disclosures under Regulation Z.

We review your website against requirements from each of these regulatory bodies. This is an informational review, not legal advice. Consult with your attorney for guidance specific to your situation.

Source regulations

What we check

28 mortgage lenders-specific checksTailored to mortgage lenders regulatory requirements
6,919+ total checks in every auditSpeed, SEO, accessibility, security, and mobile
Hand-reviewed by a real personEvery report is verified before delivery

Common questions about mortgage lenders websites

Do I need my NMLS number on my mortgage website?

Yes. The SAFE Act requires all mortgage loan originators and companies to display their unique NMLS identifier number on all advertising, including your website. This applies to every page that discusses mortgage services.

What are triggering terms in mortgage advertising?

Under Regulation Z (TILA), certain terms like specific interest rates, number of payments, or dollar amounts trigger a requirement to include full disclosure of all credit terms. This applies to your website content, not just traditional ads.

Do I need the Equal Housing logo on my website?

The Fair Housing Act and Equal Credit Opportunity Act require mortgage lenders to display the Equal Housing Lender logo or equivalent statement on advertising materials, including websites.

Find out where your mortgage lenders website stands

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